10% lowerKRW 270,000,000
Calculated LTV
45%Money calculator
Korea LTV Calculator
Enter a home value and desired mortgage to estimate LTV, a simplified threshold amount and required equity.
Korean terms on this page
Tap a term for a plain-English explanation.
담보인정비율(LTV)Loan-to-value ratio (LTV)＋
The mortgage amount divided by the lender-recognized collateral value.
규제지역Regulated area＋
An area designated under Korean housing rules where tighter lending thresholds may apply.
STEP 1
Enter your values
RESULT
50%Calculated LTV
LTV and simplified amounts under the selected Korean threshold.
Simplified maximum at selected threshold₩420,000,000
Room below threshold₩120,000,000
Equity after desired mortgage₩300,000,000
This is an LTV-only estimate. Actual limits also depend on appraisal, location, ownership, loan purpose, aggregate caps, DTI, DSR and lender review.
WHAT IF
What changes when Desired mortgage changes?
Compare the main result without re-entering every field.
Current inputKRW 300,000,000
Calculated LTV
50%10% higherKRW 330,000,000
Calculated LTV
55%Input guide
What each value means
Home value
Use the amount or value shown on the relevant contract, statement or record.
Desired mortgage
Use the amount or value shown on the relevant contract, statement or record.
LTV threshold to compare
Choose the option that matches the conditions you want to calculate.
How it works
Korea LTV Calculator formula
LTV = mortgage amount ÷ collateral value × 100
Multiplies the entered home value by the selected LTV threshold. A lender’s collateral value may differ from the sale price.
Example
Example calculation
A KRW 300m mortgage on a KRW 600m home produces 50% LTV.
- Standard
- Selectable thresholds based on South Korea guidance reviewed in June 2026
- Last reviewed
- August 25, 2026
Standards and sources
Calculated from official or reliable reference material.
Questions
Korea LTV Calculator FAQ
What should I enter in the Korea LTV Calculator?
Enter the requested values and the result will update immediately. Review the formula, assumptions and exclusions below the result.
Is the result an official amount?
No. It is an estimate based on the entered conditions and stated assumptions. Confirm important tax, insurance, employment or financial decisions with the relevant institution or a qualified professional.
Are Korean rules used?
Yes. This calculator applies commonly applicable South Korean rules reviewed for 2026.
Related searchesKorea LTVmortgage limitloan to valueKorean home loan
Useful next steps